New-build villa with pool: what to check during construction
«Off-plan» buying at project stage is 20-30% cheaper than finished but risky. What to check during construction and 2026 investment rules.
1. Document check
Before deposit: 1) Construction permit; 2) «Residential» land; 3) Expertise conclusion; 4) Energy certificate A-B; 5) Project passport. Without these 5 — no off-plan.
2. Materials — visible on site
On-site visible: 1) Wall material (30 cm ceramic block vs cheap 20 cm); 2) Insulation (basalt 100 mm+); 3) Roof (bitumen-polymer or EPDM); 4) Windows (double-chamber aluminium); 5) Pool shell (concrete quality).
3. Pool engineering
Pool construction stage is the most critical check: 1) reinforcement scheme (must be visible); 2) 3-stage waterproofing (bandage + membrane + top); 3) technical room location; 4) skimmer vs overflow — system type set in advance; 5) drainage. These five — fixing later costs 3× more.
4. Payment schedule
Right off-plan schedule: 1) Deposit 5-10% (notary escrow); 2) Roof 30%; 3) Internal works start 30%; 4) Keys 25%; 5) Cadastre registration 5%. Never pay 100% upfront — it lets the builder hide surprises. Staged payment is your main protection.
Off-plan villa — payment and checks
| Stage | Payment % | Check |
|---|---|---|
| Deposit | 5-10% | full documents |
| Foundation + walls | 20% | ceramic block, insulation |
| Roof | 10% | material and drainage |
| Internal works start | 30% | electric, water, HVAC |
| Pool built | 10% | rebar, waterproof |
| Keys | 20% | docs + operation |
| Cadastre registration | 5% | registry |
A new build is a «partnership with a developer». Earning that 20% discount takes 12-18 months of patience and 8 critical checks. Paying «all upfront» — never. Staged payment is your main protection.
8 construction-stage checks
- Document set full — 5 legal papers.
- Foundation — with insulation.
- Walls — 30 cm ceramic block.
- Insulation — basalt 100 mm+.
- Windows — double-chamber aluminium.
- Pool — rebar and waterproofing.
- HVAC — heat recovery.
- Registry — before final payment.
See also: construction permit, picking an architect, picking a pool.
5 mid-construction properties
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